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Compound interest

A future value from a rate, a term and optional contributions. Example numbers are filled in so the arithmetic is visible. They are not live quotes.

Future value
14,898.46
Contributed
10,000.00
Growth above contributions
4,898.46

Formula. Future value = principal × (1 + r/n)^(n×t) + contribution × (((1 + r/n)^(n×t) − 1) ÷ (r/n)). Contributions are added at the end of each compounding period. If the rate is zero, the value is principal plus the contributions.