01 / The record
The record. 17 of 25 fields sourced.
Each cell is one tracked field. Lit cells carry a verified source; grey cells are pending verification. Coverage is not a score.
Licence
- VerifiedLicence number
Identity
- VerifiedName
- VerifiedLegal name
- PendingParent
- VerifiedFounded
- VerifiedHeadquarters
- PendingListing
- VerifiedWebsite
Trading
- VerifiedPlatforms
- VerifiedAccount types
- VerifiedMin deposit
- VerifiedMax leverage
- VerifiedInstruments
- VerifiedSpreads
- VerifiedCommissions
- PendingSwaps
- VerifiedFunding
Conduct
- VerifiedSupport
- VerifiedSwap-free
- PendingExecution
- PendingLiquidity providers
- PendingRestrictions
- PendingAccepted countries
- PendingEducation
- VerifiedClient money
02 / Licences
Licences. 2 numbers on file.
Copied from the linked page, with the entity that holds each one. A pending pass means the regulator was named without a number we could copy.
Pepperstone Group Limited
414530
Australian Securities and Investments Commission
AFS licence covering derivatives and foreign exchange contracts to retail and wholesale clients; ABN/ACN 12147055703. Shown on the regulator's own register. ASIC AFS licensee dataset lists PEPPERSTONE GROUP LIMITED, licence start 04/02/2013, checked 2026-11-02.
RegulatorASIC AFS licensee dataset (data.gov.au), licence 4145302 Nov 2026Pepperstone Limited
684312
Financial Conduct Authority
FCA authorisation. Company number 08965105. Shown on the regulator's own register. FCA register: Pepperstone Limited, firm reference number 684312, status Authorised since 05/08/2015; Companies House number 08965105. The same FRN is given on Pepperstone UK legal page.
RegulatorFCA Financial Services Register: Pepperstone Limited, FRN 6843122 Nov 2026
03 / Licence strength
Licence strength. Every term shown.
A transparent count of the regulators behind this record and the licences read on a register. It is not a safety rating, and a missing score is never a zero.
Licence strength
8points
ASIC 3 + FCA 3 + 2 register checks = 8
| Regulator | Tier | Licences | Where | Points |
|---|---|---|---|---|
| ASICAustralian Securities and Investments Commission | T1 | 1 | Australia | +3 |
| FCAFinancial Conduct Authority | T1 | 1 | United Kingdom | +3 |
| Register checks | 2 | Licence numbers read on the regulator’s own register | +2 | |
| Licence strength | 8 | |||
04 / Protection by entity
Protection by entity. Rule beside statement.
For each licensed entity: the regulator's own retail rules, what the broker publishes for that entity, and links to check the register yourself.
Negative balance protectionStated
Negative balance protection is provided for retail clients; a negative balance is returned to zero as soon as possible.
Pepperstone UK costs and fees pageCompensation schemeStated
Eligible clients may be covered by the FSCS for losses up to GBP 85,000.
Pepperstone UK how we protect you pageSegregated client moneyStated
Client funds held in segregated bank accounts with top-tier banks, separate from Pepperstone's own capital.
Pepperstone UK how we protect you pageClient moneyStated
Pepperstone Group Limited says retail client money is held in segregated accounts under the Corporations Act 2001, separate from the firm’s own money. The page says this does not protect against trading losses.
Pepperstone Australia about pageT1ASIC· Australia
Pepperstone Group Limited
No. 414530
VerifiedRegister-checkedRetail leverage cap
Pending verification
Negative balance
Pending verification
Compensation
Pending verification
Broker-published leverage for this entity
Pending verification
T1FCA· United Kingdom
Pepperstone Limited
No. 684312
VerifiedRegister-checkedRetail leverage cap
Pending verification
Negative balance
Pending verification
Compensation
FSCS investment protection: up to £85,000 per eligible person, per firm, for firms failing after 1 Apr 2019.
Regulator sourceBroker-published leverage for this entity
- 1:30 major FX pairs; 1:20 major indices and gold; 1:10 other commodities; 1:5 shares · retailsource
Regulator rules are quoted from official pages in our reference set (checked 2 Nov 2026); broker statements are the broker’s own and often apply to one entity or website only. Which entity holds your account is named in your client agreement.
05 / Accounts and costs
Accounts and costs. 3 account rows.
Account terms as the broker publishes them, the EUR/USD floor where the text allows a computation, leverage per entity, fees and payment rails.
| Account | Min deposit | EUR/USD spread | Commission | Floor / lot RT | Source |
|---|---|---|---|---|---|
| Razor (UK)Pepperstone Limited (FCA) | GBP 10 | from 0.0 pipsadvertised minimum | from GBP 2.25 per lot per side | US$0.00 + £4.50two currencies, not summed | Pepperstone UK costs and fees page 2 Nov 2026 |
| Standard (UK)Pepperstone Limited (FCA) | GBP 10 | from 1.0 pipsadvertised minimum | None; cost built into spread | US$10.00 | Pepperstone UK costs and fees page 2 Nov 2026 |
| Spread betting (UK)Pepperstone Limited (FCA) | GBP 10 | from 0.5 pipsadvertised minimum | None; cost built into spread | US$5.00 | Pepperstone UK costs and fees page 2 Nov 2026 |
Floor = advertised EUR/USD spread × USD 10 per pip + commission for both sides, per 100,000 EUR lot. Advertised “from” or average spreads are the broker’s own figures, not measured spreads; real costs are higher when spreads widen.
Leverage by entity · broker-published maximums
- Pepperstone Limited (FCA)1:30
1:30 major FX pairs; 1:20 major indices and gold; 1:10 other commodities; 1:5 shares · retailsource
Log scale shared by every record, up to the highest ratio published on file (1:10,000). Higher leverage means larger possible losses; retail caps onshore are usually far lower.
Fees and payment rails
- Inactivity fee
- No account keeping or inactivity fees. Accounts holding under ten currency units and unused for three months or more may be archived.Pepperstone UK costs and fees page
- Deposit fees
- No fee for deposits on the methods listed.Pepperstone UK funding methods page
- Withdrawal fees
- No additional fees, except international bank wire withdrawals, where GBP 15 is deducted.Pepperstone UK costs and fees page
- Base currencies
- Pending verification
- Deposit methods
- Apple Pay, Google Pay, Debit/credit cards, Domestic bank transfer, Broker to broker transferPepperstone UK funding methods page
- Withdrawal methods
- Pending verification
- Support channels
- Phone (toll free), Email, Contact formPepperstone UK contact page
- Support languages
- Pending verification
06 / Corporate family
Corporate family.
Who sits behind the brand: the parent when a source names it, and each licensed entity with its licences and offices.
Parent
Pending verification
Brand
Pepperstone
2 entities · 2 licences
Pepperstone Group Limited
Australia
Entities are grouped by the legal name printed on each licence source. A parent is shown only when a page we opened names it. ✓ = licence number read on the regulator’s own register.
07 / Figures on file
Figures on file.
These charts read the same sourced sentences as the fields below. A gap is unverified. It is not a zero and it is not a rating.
Deposit
No account minimum
Commission
$3.5 per side, advertised
Instruments
Foreign exchange, Shares and equities, Commodities, Indices
All 42 brokers plotted. Showing top 8.
12 of 42 brokers have no verified value and are left off. Showing top 8.
13 of 42 brokers have no verified value and are left off. Showing top 8.
28 of 42 brokers have no verified value and are left off. Showing top 8.
08 / Conditions
Conditions. Field by field.
Identity, trading and conduct. Each field shows its source, the kind of source and the day it was checked.
Identity
Legal name
VerifiedPepperstone Group Limited (Australia) and Pepperstone Limited (United Kingdom)
Pepperstone Australia about page · Broker disclosure · Checked 2 Nov 2026These are two named entities. A single top-company legal name was not confirmed.
Parent
Pending verification
Checked 2 Nov 2026. No figure is published.The firm presents several licensed entities under the Pepperstone name. A parent company above them was not confirmed.
Founded
Verified2010, in Melbourne
Pepperstone Australia about page · Broker disclosure · Checked 2 Nov 2026
Headquarters
VerifiedUK entity registered office: 70 Gracechurch Street, London, EC3V 0HR
Pepperstone Limited terms, version 10, February 2026 · Broker disclosure · Checked 2 Nov 2026The February 2026 terms give this as the registered office of Pepperstone Limited. An Australian street address was not captured.
Listing
Pending verification
Checked 2 Nov 2026. No figure is published.No public listing was confirmed.
Website
Verifiedhttps://pepperstone.com/
Pepperstone Australia about page · Broker disclosure · Checked 2 Nov 2026
Trading
Platforms
VerifiedMetaTrader 4 · MetaTrader 5 · cTrader · TradingView · Pepperstone proprietary platform
Pepperstone Australia about page · Broker disclosure · Checked 2 Nov 2026The Australia about page calls these five platforms.
Account types
VerifiedUK site: Standard and Razor CFD accounts plus a spread betting account (three account types).
Pepperstone UK trading accounts page · Broker disclosure · Checked 2 Nov 2026Applies to Pepperstone Limited (UK site).
Minimum deposit
VerifiedGBP 10 for card and wallet methods; no minimum for domestic and international bank transfers (UK site).
Pepperstone UK funding methods page · Broker disclosure · Checked 2 Nov 2026Applies to Pepperstone Limited (UK site).
Maximum leverage
VerifiedUK site: 1:30 major currency pairs, 1:20 major indices and gold, 1:10 other commodities, 1:5 shares.
Pepperstone UK costs and fees page · Broker disclosure · Checked 2 Nov 2026Retail leverage on the UK site only. Other entities were not checked.
Instruments
Verified1350+ markets including shares, indices, forex and commodities, per the UK trading accounts page.
Pepperstone UK trading accounts page · Broker disclosure · Checked 2 Nov 2026Applies to the UK site.
Spreads
VerifiedUK site, minimum spreads: EURUSD 0 pips on Razor, 1 on Standard, 0.5 on spread bet.
Pepperstone UK costs and fees page · Broker disclosure · Checked 2 Nov 2026These are advertised minimums, not measured averages.
Commissions
VerifiedRazor account, as advertised: raw spreads from 0.0 and a flat commission of $3.50 per side.
Pepperstone Australia about page · Broker disclosure · Checked 2 Nov 2026This is an advertisement on the Australia about page, with an asterisk whose conditions were not captured. It is not an independent spread measurement.
Swaps
Pending verification
Checked 2 Nov 2026. No figure is published.A retail swap schedule was not confirmed.
Deposits and withdrawals
VerifiedApple Pay, Google Pay, debit/credit cards (GBP 10 minimum, free, immediate), domestic bank transfer (free, up to 7 working days), broker to broker transfers (UK site).
Pepperstone UK funding methods page · Broker disclosure · Checked 2 Nov 2026Applies to the UK site.
Conduct and access
Support
VerifiedPhone 0800 046 5473 (UK toll free) or +44 800 0465473, email support@pepperstone.com, listed as 24/7.
Pepperstone UK contact page · Broker disclosure · Checked 2 Nov 2026
Swap-free or Islamic
VerifiedThe Pepperstone Group Limited wholesale statement describes swap-free accounts and an administration fee on those accounts.
Pepperstone Group Limited wholesale client information statement · Broker disclosure · Checked 2 Nov 2026Retail availability by entity was not confirmed.
Execution
Pending verification
Checked 2 Nov 2026. No figure is published.The execution model was not confirmed.
Liquidity providers
Pending verification
Checked 2 Nov 2026. No figure is published.Page only says multiple tier 1 bank and institutional providers; no names.
Restrictions
Pending verification
Checked 2 Nov 2026. No figure is published.Restricted country list not found.
Accepted countries
Pending verification
Checked 2 Nov 2026. No figure is published.A country-by-country acceptance list was not copied. The entity that would hold the account has to be checked directly.
Client money
VerifiedPepperstone Group Limited says retail client money is held in segregated accounts under the Corporations Act 2001, separate from the firm’s own money. The page says this does not protect against trading losses.
Pepperstone Australia about page · Broker disclosure · Checked 2 Nov 2026
Education and tools
Pending verification
Checked 2 Nov 2026. No figure is published.An education inventory was not confirmed. The about page says eligible clients can receive TradingView access.
09 / History and offices
History and offices.
Ownership and regulatory events with the page that states them, and the offices a source names.
2010
The business is founded in Melbourne.
Pepperstone Australia about pageFebruary 2026
Pepperstone Limited’s terms, version 10, state company number 08965105, FCA FRN 684312, and the Gracechurch Street office.
Pepperstone Limited terms, version 10, February 2026FAQ
The firm says it is also licensed by the DFSA, CySEC, the Capital Markets Authority of Kenya, the Securities Commission of The Bahamas and BaFin. Those licence numbers were not on that page, so they are not listed as licence records.
Pepperstone regulation FAQ
UK registered office
Pepperstone Limited
70 Gracechurch Street, London, EC3V 0HR
Pepperstone Limited terms, version 10, February 2026 · 2 Nov 202610 / Warnings, reviews, news
Warnings, reviews, news.
Regulator warning-list checks first. Reviews, complaints and news open only with evidence checks and a licensed feed; reputation is not yet rated.
Regulator warning lists
3 warnings recorded- FCA (UK)cloneDIFC Investment (Clone of FCA Authorised firm)Listed on the FCA register as a clone of Pepperstone Limited (FRN 684312); added to the register 21 Apr 2023.21 Apr 2023Notice
- FCA (UK)clonePepper/Pepperforeign.com (clone of FCA authorised firm)Listed on the FCA register as a clone of Pepperstone Limited (FRN 684312); added to the register 05 Feb 2021.5 Feb 2021Notice
- FCA (UK)cloneMelisfx/FXSM Group (clones of FCA authorised firm)Listed on the FCA register as a clone of Pepperstone Limited (FRN 684312); added to the register 05 Feb 2021.5 Feb 2021Notice
Lists searched
- FCA register: 'Clones of this firm' on the Pepperstone Limited record (FRN 684312)
Clone warnings name firms impersonating a real broker; they are not a finding against the broker itself unless the notice says so.
Reviews
None on file
Opens with evidence checks (account statements, deposit proof) in a later release.
Complaints
None on file
A complaint desk with broker responses is on the roadmap.
News
None on file
Headlines will arrive from a licensed feed, with the source named on the story.
11 / Evidence ledger
Evidence ledger. 10 pages opened.
Every field on this record with its status, the page it came from, the kind of source and the day it was checked. Filter it, or follow the source graph.
| Field | Value | Source | Checked |
|---|---|---|---|
| NameIdentity | PepperstonePepperstone Australia about page | Pepperstone Australia about page Broker disclosure | 2 Nov 2026 |
| Legal nameIdentity | Pepperstone Group Limited (Australia) and Pepperstone Limited (United Kingdom)Pepperstone Australia about page | Pepperstone Australia about page Broker disclosure | 2 Nov 2026 |
| ParentIdentity | Pending | — | 2 Nov 2026 |
| FoundedIdentity | 2010, in MelbournePepperstone Australia about page | Pepperstone Australia about page Broker disclosure | 2 Nov 2026 |
| HeadquartersIdentity | UK entity registered office: 70 Gracechurch Street, London, EC3V 0HRPepperstone Limited terms, version 10, February 2026 | Pepperstone Limited terms, version 10, February 2026 Broker disclosure | 2 Nov 2026 |
| ListingIdentity | Pending | — | 2 Nov 2026 |
| WebsiteIdentity | https://pepperstone.com/Pepperstone Australia about page | Pepperstone Australia about page Broker disclosure | 2 Nov 2026 |
| PlatformsTrading | MetaTrader 4, MetaTrader 5, cTrader, TradingView, Pepperstone proprietary platformPepperstone Australia about page | Pepperstone Australia about page Broker disclosure | 2 Nov 2026 |
| Account typesTrading | UK site: Standard and Razor CFD accounts plus a spread betting account (three account types).Pepperstone UK trading accounts page | Pepperstone UK trading accounts page Broker disclosure | 2 Nov 2026 |
| Min depositTrading | GBP 10 for card and wallet methods; no minimum for domestic and international bank transfers (UK site).Pepperstone UK funding methods page | Pepperstone UK funding methods page Broker disclosure | 2 Nov 2026 |
| Max leverageTrading | UK site: 1:30 major currency pairs, 1:20 major indices and gold, 1:10 other commodities, 1:5 shares.Pepperstone UK costs and fees page | Pepperstone UK costs and fees page Broker disclosure | 2 Nov 2026 |
| InstrumentsTrading | 1350+ markets including shares, indices, forex and commodities, per the UK trading accounts page.Pepperstone UK trading accounts page | Pepperstone UK trading accounts page Broker disclosure | 2 Nov 2026 |
| SpreadsTrading | UK site, minimum spreads: EURUSD 0 pips on Razor, 1 on Standard, 0.5 on spread bet.Pepperstone UK costs and fees page | Pepperstone UK costs and fees page Broker disclosure | 2 Nov 2026 |
| CommissionsTrading | Razor account, as advertised: raw spreads from 0.0 and a flat commission of $3.50 per side.Pepperstone Australia about page | Pepperstone Australia about page Broker disclosure | 2 Nov 2026 |
| SwapsTrading | Pending | — | 2 Nov 2026 |
| FundingTrading | Apple Pay, Google Pay, debit/credit cards (GBP 10 minimum, free, immediate), domestic bank transfer (free, up to 7 working days), broker to broker transfers (UK site).Pepperstone UK funding methods page | Pepperstone UK funding methods page Broker disclosure | 2 Nov 2026 |
| SupportConduct | Phone 0800 046 5473 (UK toll free) or +44 800 0465473, email support@pepperstone.com, listed as 24/7.Pepperstone UK contact page | Pepperstone UK contact page Broker disclosure | 2 Nov 2026 |
| Swap-freeConduct | The Pepperstone Group Limited wholesale statement describes swap-free accounts and an administration fee on those accounts.Pepperstone Group Limited wholesale client information statement | Pepperstone Group Limited wholesale client information statement Broker disclosure | 2 Nov 2026 |
| ExecutionConduct | Pending | — | 2 Nov 2026 |
| Liquidity providersConduct | Pending | — | 2 Nov 2026 |
| RestrictionsConduct | Pending | — | 2 Nov 2026 |
| Accepted countriesConduct | Pending | — | 2 Nov 2026 |
| EducationConduct | Pending | — | 2 Nov 2026 |
| Client moneyConduct | Pepperstone Group Limited says retail client money is held in segregated accounts under the Corporations Act 2001, separate from the firm’s own money. The page says this does not protect against trading losses.Pepperstone Australia about page | Pepperstone Australia about page Broker disclosure | 2 Nov 2026 |
| Inactivity feeProtection & money | No account keeping or inactivity fees. Accounts holding under ten currency units and unused for three months or more may be archived.Pepperstone UK costs and fees page | Pepperstone UK costs and fees page Broker disclosure | 2 Nov 2026 |
| Withdrawal feesProtection & money | No additional fees, except international bank wire withdrawals, where GBP 15 is deducted.Pepperstone UK costs and fees page | Pepperstone UK costs and fees page Broker disclosure | 2 Nov 2026 |
| Deposit feesProtection & money | No fee for deposits on the methods listed.Pepperstone UK funding methods page | Pepperstone UK funding methods page Broker disclosure | 2 Nov 2026 |
| Negative balance protectionProtection & money | Negative balance protection is provided for retail clients; a negative balance is returned to zero as soon as possible.Pepperstone UK costs and fees page | Pepperstone UK costs and fees page Broker disclosure | 2 Nov 2026 |
| SegregationProtection & money | Client funds held in segregated bank accounts with top-tier banks, separate from Pepperstone's own capital.Pepperstone UK how we protect you page | Pepperstone UK how we protect you page Broker disclosure | 2 Nov 2026 |
| Compensation schemeProtection & money | Eligible clients may be covered by the FSCS for losses up to GBP 85,000.Pepperstone UK how we protect you page | Pepperstone UK how we protect you page Broker disclosure | 2 Nov 2026 |
| Base currenciesProtection & money | Pending | — | 2 Nov 2026 |
| Deposit methodsProtection & money | Apple Pay, Google Pay, Debit/credit cards, Domestic bank transfer, Broker to broker transferPepperstone UK funding methods page | Pepperstone UK funding methods page Broker disclosure | 2 Nov 2026 |
| Withdrawal methodsProtection & money | Pending | — | — |
| Support channelsProtection & money | Phone (toll free), Email, Contact formPepperstone UK contact page | Pepperstone UK contact page Broker disclosure | 2 Nov 2026 |
| Support languagesProtection & money | Pending | — | 2 Nov 2026 |
| ASIC licence · Pepperstone Group LimitedLicences | No. 414530 · AustraliaASIC AFS licensee dataset (data.gov.au), licence 414530 | ASIC AFS licensee dataset (data.gov.au), licence 414530 Regulator | 2 Nov 2026 |
| FCA licence · Pepperstone LimitedLicences | No. 684312 · United KingdomFCA Financial Services Register: Pepperstone Limited, FRN 684312 | FCA Financial Services Register: Pepperstone Limited, FRN 684312 Regulator | 2 Nov 2026 |
| Account · Razor (UK)Accounts | Deposit GBP 10 · EUR/USD from 0.0 pips (advertised minimum) · Commission from GBP 2.25 per lot per sidePepperstone UK costs and fees page | Pepperstone UK costs and fees page Broker disclosure | 2 Nov 2026 |
| Account · Standard (UK)Accounts | Deposit GBP 10 · EUR/USD from 1.0 pips (advertised minimum) · Commission None; cost built into spreadPepperstone UK costs and fees page | Pepperstone UK costs and fees page Broker disclosure | 2 Nov 2026 |
| Account · Spread betting (UK)Accounts | Deposit GBP 10 · EUR/USD from 0.5 pips (advertised minimum) · Commission None; cost built into spreadPepperstone UK costs and fees page | Pepperstone UK costs and fees page Broker disclosure | 2 Nov 2026 |
| Leverage · Pepperstone Limited (FCA)Leverage | 1:30 major FX pairs; 1:20 major indices and gold; 1:10 other commodities; 1:5 sharesPepperstone UK costs and fees page | Pepperstone UK costs and fees page Broker disclosure | 2 Nov 2026 |
Source graph · 10 pages
Each bar is one page we opened; its length is how many published facts on this record it supports.
- Pepperstone UK costs and fees page9Broker disclosure
- Pepperstone Australia about page7Broker disclosure
- Pepperstone UK funding methods page4Broker disclosure
- Pepperstone UK contact page2Broker disclosure
- Pepperstone UK how we protect you page2Broker disclosure
- Pepperstone UK trading accounts page2Broker disclosure
- ASIC AFS licensee dataset (data.gov.au), licence 4145301Regulator
- FCA Financial Services Register: Pepperstone Limited, FRN 6843121Regulator
- Pepperstone Group Limited wholesale client information statement1Broker disclosure
- Pepperstone Limited terms, version 10, February 20261Broker disclosure